Small & Micro Industries Leader and Entrepreneur Promotion Project II - (SMILE III RF)


  • General Loan
  • Technical Transfer Loan


Loan Amount 

  • General Loan Scheme: Up to Rs.25 Mn
  • Technical Transfer Assistance Scheme: Up to Rs. 2.5Mn


Repayment Period 

General Loan Scheme  

  • 3 to 10 years including an optional grace period of 3 months to 24 months


Technical Transfer Assistance Scheme

  • 07 years including an optional grace period of 2 years


Area of Operation 

  • Highest priority to be given to rural areas
  • Specially , the districts of Western Province to be considered as less priority areas


* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility)


For more information, please contact the Manager at your nearest BOC Branch or call centre: 011 220 4444

Development Banking Division, 
20th Floor, Head Office,
Bank of Ceylon,
No: 01, BOC Square, Bank of Ceylon Mawatha,
Colombo: 01.
Tel: 011 220 4527/ 011 220 4526 / 011220 4528,
Fax: 011 2448606


  • Any business model like sole proprietorship, limited liability companies, co-operative societies and any other privately owned enterprise.
  • Overall project cost should not exceed Rs. 75.0 Mn.
  • Minimum 25 % equity contribution