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NCRCS - New Comprehensive Rural Credit Scheme

Purpose / Crops :

  • To cultivate Paddy (Irrigated, Rain fed), Chillies, Onions (Red Onions, Big Onions), Pulses (Cowpea, Green  Gram, Black Gram, Soya Beans, Maize, Kurakkan) Oil Seeds (Ground Nuts, Gingerly, Sunflower), Root &  Tuber (Potatoes, Sweet  Potatoes, Manioc, Kiri-Ala), Vegetables (Beans, Brinjal, Lady's finger, Beet-Root,  Cabbage, Carrot, Capsicum, Tomato,  Leeks, Radish, Knoh-Khol, Luffa, Bitter Gourd, Snake Gourd,  Pumpkin) and Ginger.

Eligibility :

  • Extent of the Land (In Acres)
Crop  Minimum  Maximum
 Paddy 1/4 10
 Maize 1/8 10
Chillies, Onion, Potato, Vegetables 1/8 02
Pulses, Oil Seed, Root & Tuber 1/8 05
Ginger 1/4 02









  • Be a citizen of Sri Lanka
  • Be a customer of the Bank of Ceylon
  • Not be a willful defaulter
  • Be a permanent resident of the area
  • Be able to provide the colleteral required by the bank
  • Be over 18 years and up to 55 years (when the age is above 55 years, a family member over 18 years to be taken as a co-borrower).

Loan Amount :

  • Should not exceed the approved listed scale of Finance

Rate of Interest :

  • 7% p.a. from borrower

Repayment Period :

  • 270 days

Area of Operation :

  • All Island

* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility).

For more information, please contact the Manager at your nearest BOC Branch or call centre: 011 220 4444

Development Banking Division, 

25th Floor, Head Office,
Bank of Ceylon,
No: 01, BOC Square, Bank of Ceylon Mawatha
Colombo: 01.
Tel: 011 220 5013 / 011 220 5037 / 011220 5003,
Fax: 011 2445805