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BOC Sirimedura Housing Loans in 2 visits

Bank of Ceylon offers Sirimadura housing loans for customers in 2 visits within 2 weeks.

Special Features in Sirimedura housing loans:

  • First visit to apply, second visit to collect your loan
  • Maximum 15 days to obtain your loan
  • Assistance by BOC to obtain the required documents and registration
  • SMS updates at each stage of loan processing
  • Easily obtain information on the status of the loan online
  • Obtain loans up to Rs. 25 million
  • Repayment period of up to 25 years

Other Benefits to customer:

  • Speedy service
  • Minimal service charges
  • Low interest rate

Eligibility Criteria:

  •  Sri Lankans between 18 to 60 years
  •  Professionals (government, semi-government or private sector)
  • Permanent or non-permanent income-earning professionals
  •  Self-employed
  • Seasonal income earners in the agriculture sector
  • Those who are constructing houses for sale

Loan Amount:

Choose from a range of schemes to suit for your need


Loan Amount

Purchasing land to construct a house

Rs. 10 mn

60% of purchase price or 50% of Market Value

Constructing a house

Rs. 25 mn

90% of BOQ (building cost estimate)

Purchasing a house or condominium apartment

Rs. 25 mn

75% of Market Value

Completing / renovating /

extending / repairing a house

Rs. 10 mn

100% of BOQ if land value is above Rs. 1 mn. If not, 90% of BOQ

Landscaping / interior decorating a house or apartment

Rs. 2 mn

100% of cost if land value is above Rs. 1 mn

If not, 50% of cost

Household furniture and fixtures

Rs. 1 mn

100% of the valuation

Constructing a house for sale

Rs. 25 mn

75% of BOQ


  • Mortgage over the subject property

* Conditions Apply

(Bank of Ceylon holds the authority to change, add or revise any condition, term or statement in this facility).

For more information,

Please contact Manager at your nearest BOC Branch or contact Call Centre: 011 220 4444


Consumer Credit Unit, 
20th Floor, Head Office,
Bank of Ceylon,
No: 01, BOC Square, Bank of Ceylon Mawatha,
Colombo: 01.
Tel: 011 220 4522 / 011 220 4563 / 011 220 4564
Fax: 011 2338762