Overdrafts are offered by BOC for competitive rate of interest in a speeder way. An overdraft is the ideal way to manage your cash flow.

It is linked to your current account and you can use as much as you need, up to your limit. You can also apply for and either increase or decrease your limit through Internet banking.


  • An overdraft is quick and easy to arrange
  • The cash is available when you need it
  • You only pay interest on what you use, not on the full amount at which your limit is set
  • Sole proprietors can apply for an overdraft or increase their limits